General FAQ
We are in Perth, NOR but happy to meet you anywhere in the Metro area.
Either give us a call on 0423 466 330 or complete our enquiry form here
We will assess your situation and contact our range of lenders for the best option for your business. We then discuss the details with you, ask for possible missing information and then proceed to finalise your loan application.
We will send you the finance documents for signature and ask for all documents requested by the lender before we proceed to settlement. Jody will often come out with the documents to work you through them and discuss any questions at the time of signing.
Once settled, we will inform you and the supplier(s) so delivery of the product can be arranged.
Thanks to our experience and with our broad range of lenders available we can select the loan and competitive interest rate best suited for you and your business.
Depending on the type of loan, approval is generally available within 48 to 72 hours. The business needs to be ABN and GST registered for a minimum of 12 months for vehicles and equipment to get to be viewed by the banks.
Yes. We can discuss the best options for you and your business and choose the lender accordingly. If your business has been denied credit due to poor conduct on current contracts then we will need to work out what needs to be done to get the file back up to date.
Yes. We have lenders on our panel which can help with your loan and improve your credit rating. If the bad credit rating is due to lots of enquiries on the file we can discuss what options are available.
Yes. We are very experienced in arranging loans for those who are self-employed.
Yes. We will only use your information to get your loan approved.
We can finance loans from 1 to 7 years.
You will need to provide documents that prove who you are (e.g. driver’s license, passport, birth certificate) and where you live (e.g. council rates notice, rental agreement), and confirm employment and salary (e.g. pay slips, bank statements).
To apply for a loan, there are no costs involved.
Once your loan is approved, there will be a one-off broker fee to cover our costs. This cost is incorporated into your loan repayments.
Taking into consideration your credit history, the deposit amount, your assets and liabilities, your work history and your salary, our experienced staff will ask you questions regarding your individual circumstances and finance history. We will work very hard to ensure that you get a loan approval with the best possible terms.
Small Business Financing FAQ
After a chat we will be able to assess your situation and recommend the most suited loan(s) for your business.
With Small Business Loans you can but the amount cannot exceed $15,000.
Equipment Financing FAQ
Yes, once we have the full approval in place, we will contact the suppliers and arrange the tax invoices for you.
For most banks the age limit is 12 to 15 years EOT (end of term), there are lenders who can go up to 25 years on certain asset types.
The requirement for the majority of equipment loans are as per below:
– 2 years ABN and GST registration
– 3 months bank statements
– Property backed or a 20 per cent deposit in lieu of property.
Yes. We support you with loans for any new or used vehicles or equipment, purchased from private sellers or dealers.
Yes to a point. A lot of pre-approvals are not worth anything as the lenders have not done the final checks and balances. As such this can be taken away at any time should the lender find issues with the client during its final checks. The best way to go about it is to subject to finance on all contracts.
Vehicle Financing FAQ
Give us a call and our experienced car loan experts will go through an easy 5-minute car loan application with you. The majority of our loans are approved within 48 hours.
Yes, we work with different partners and will be able to find the vehicle for you.
Yes, we can help you with that. Depending on your wishes and your situation, we can refinance with the same lender or look at other options for you.
A residual payment is a lump sum payment usually paid at the end of the loan term. It reduces the repayment figure throughout the term of the loan. Not all of the principle of the loan is paid off during the loan resulting in a residual payment at the end of the loan term. The residual amount can either be paid off in full at the end of the loan or refinanced.
It all depends on your business. We would be happy to include this option in the quotes we send you once we have evaluated your situation.
The requirement for the majority of vehicle loans as per below:
– 2 years ABN and GST registration
– 3 months bank statements
– Property backed or a 20 per cent deposit in lieu of property.
Yes. We support you with loans for any new or used vehicles or equipment, purchased from private sellers or dealers.
Yes to a point. A lot of pre-approvals are not worth anything as the lenders have not done the final checks and balances. As such this can be taken away at any time should the lender find issues with the client during its final checks. The best way to go about it is to subject to finance on all contracts.